Business must be Filipino-owned

*Business must be accredited by the Department of Tourism

*Business must have been in operation for a minimum of one (1) year

*Borrower must be Registered Business Owner (for Sole Proprietorships); Authorized loan applicant must be Managing Director (for Partnerships), or President/CEO (for Corporations)

*Must have a valid bank or electronic money account with an InstaPay or PESONet-participating financial institution

*Should have no unresolved major negative credit findings on the enterprise, the registered business owner and on its Managing Director or President/CEO