The Micro Finance Facility of Small Business Corporation is a lending program to microfinance institutions (MFIs) which have the organizational capability or strength to provide sustainable credit access to borrowers in the livelihood sector.

Program Objective:

Reducing poverty through Micro Finance…

• Target end-borrowers are the pre-enterprise micros which are either start-up or graduating micros.
• Generally, they are the economically active, thus classified as entrepreneurial poor or e-poor
• Start-up micros are not registered, with no or limited credit and livelihood track record, and no tangible business assets
• Graduating micros are already willing to register as an enterprise, have a livelihood track record of at least one year, have a credit track record with a micro finance institution, and with some tangible business assets

Our strategy:

The lending guidelines of SBGFC Wholesale Micro Finance Program are differentiated based on the category or nature of operation of the conduit. Large, focused and well-established micro finance institutions or MFIs are allowed higher loan limits relative to young or small micro finance providers. On the other hand, the participation by small conduits in the poorest provinces, as identified in consultation with the National Anti-Poverty Commission (NAPC), is allowed through a relaxation of the existing eligibility criteria.

Our Micro Finance Products:

Micro Lending thru Lead MFIs (MICRO-LEAD)
Micro Lending thru Rural or Cooperative Banks (MICRO-LOCAL)
Micro Lending thru Small MFIs and Community Cooperatives (MICRO-LEAP)