• Wholesale Lending for SMEs

Credit Guarantee Program
Accreditation System
  Directory of Partner Banks
  Program Performance
  Guarantee Products
  Clean loan guarantee
    Collateral-short guarantee
    Collateral sharing guarantee
  Special tie-ups
  Interest rates
  Program Manager and Account Officers

• Retail Lending Program

• Micro Financing Program
     
Yearly, SBC recognizes its bank partners for excellent participation
under its SME Wholesale Lending and Credit Guarantees Program.
 
CREDIT GUARANTEE PROGRAM > COLLATERAL-SHORT GUARANTEE

 

Based on compatible BRR system:

▪ Guarantee cover is at most P6.0 million of the unsecured portion of the loan
▪ Originating bank must bear at least 30% risk on the unsecured portion

Non-BRR based:

Guarantee cover is at most P 2.0 million or at most or at most 70% of the unsecured portion of the loan